Innovation. Quality. Value.

Growth. Excellence.

Empowering growth through innovation, quality service, value, and strategic excellence.

About us

CBS Group of

Companies Ltd

CBS Group of Companies Ltd. is a dynamic, multi-sector conglomerate headquartered in Accra, Ghana, committed to delivering innovative and sustainable solutions across key industries. Established with a vision to drive economic growth and value creation, the Group operates through five core subsidiaries: CBS Finance, which specializes in investment and project financing; CBS Agro, leading efforts in fisheries, crop cultivation, and agro-trade to support food security; GMG Global, a licensed Bulk Distribution Company ensuring the importation and wholesale of petroleum products; Solid Oil, focused on retail fuel distribution through a growing network of stations; and Cereno Homes Ltd., engaged in real estate development and premium hospitality services. Leveraging its extensive network, strategic partnerships, and strong governance, CBS Group continues to expand its impact across Ghana and beyond, shaping industries and building a better future.

Our Companies

CBS Finance

CBS Finance is the financial services arm of the group, specializing in investment and financial strategy. The company is dedicated to sourcing and soliciting trade and project financing for a wide range of ventures. With expertise in structured finance, CBS Finance bridges the gap between capital and opportunity by facilitating access to various forms of finance for businesses, infrastructure projects, and development initiatives.

CBS Agro

CBS Agro drives the group’s agricultural operations, engaging in fisheries, animal husbandry, crop cultivation, and plantation management. The company is also active in the purchase and sale of agro products, supporting food security and agricultural value chains. Through sustainable practices and modern techniques, CBS Agro is committed to enhancing productivity and promoting agribusiness development.

Gmg Global

GMG Global is a licensed Bulk Distribution Company (BDC) that operates in the midstream petroleum sector. The company handles the bulk importation, storage, and wholesale distribution of petroleum products. With a reliable supply chain and compliance with industry standards, GMG Global plays a vital role in ensuring the steady availability of fuel across regions.

Solid Oil

Solid Oil represents the group’s downstream petroleum operations, focusing on the retail sale and distribution of petroleum products. Through a growing network of fueling stations, Solid Oil ensures that consumers have access to quality fuel at the pump level. The company prioritizes customer satisfaction, safety, and operational efficiency in its service delivery.

Cereno Homes Ltd

Cereno Homes Ltd operates in the real estate and hospitality sectors. The company undertakes construction and infrastructure projects, offers property listings, and develops residential and commercial properties. Additionally, it provides hospitality solutions through premium lodging and accommodation services. Cereno Homes is committed to building sustainable communities and enhancing urban living standards.

CBS Trading Company Limited

CBS Trading Company Limited, a proud subsidiary of the broader CBS Group of Companies, has been strategically established to consolidate, oversee, and streamline all trading operations under one unified and efficient structure. By centralizing the group’s diverse trading activities, CBS Trading ensures better coordination, enhanced supply chain management, and a stronger market presence — both locally and internationally.

CD Low Price Master Limited

CD Low Price Master Limited is a Ghanaian company and a subsidiary of the CBS Group of Companies, operating primarily within Ghana’s petroleum downstream sector. As a licensed Oil Marketing Company, it is engaged in petroleum trading, distribution, retail operations, bulk supply to businesses and industries, commodity trading, home and office appliances, and running supermarkets. With a growing network of branded fuel outlets and diversified business operations, the company is strategically expanding its operations with the long-term vision of becoming a fully integrated and internationally recognized oil and gas and diversified business enterprise.

CMC Creative Limited

CMC Creative Limited, a subsidiary of the CBS Group of Companies, is a diversified Ghanaian enterprise operating across construction and civil engineering, commercial property development, retail and wholesale distribution, and general trading. The company supplies electronic appliances, automobiles, furniture, construction materials, and other essential goods while delivering reliable engineering and property development solutions. With an expanding operational presence across Ghana, CMC Creative combines diverse industry expertise with a commitment to quality, affordability, and sustainable business growth.

Dr. Apostle Cephas Quarshie is the visionary founder and current President & Chairman of CBS Group of Companies Ltd, a diversified multinational enterprise operating across commerce, construction, agribusiness, petroleum, finance, real estate, and hospitality.

Since establishing the group in 2005, Dr. Quarshie has guided its transformation from a modest startup into a global business powerhouse. With over 30 years of experience in leadership and entrepreneurship, he has built a reputation for driving innovation, empowering people, and delivering value through strategic growth and partnerships.

He holds a Certificate in Legal Studies from the University of Ghana and an Honorary Doctorate from Alfred Nobel University, Ukraine. Known for his strong corporate governance, product development skills, and motivational leadership, Dr. Quarshie continues to shape CBS Group into a model of excellence and integrity.